J. David Cummins
J. David Cummins is the Harry J. Loman Professor of Insurance and Risk
Management at the Wharton School of the University of Pennsylvania.
His fields of specialization include financial institutions, securitization,
risk management, efficiency, and productivity. Dr. Cummins has published
more than eighty refereed journal articles. His recent books include
Changes in the Life Insurance Industry: Efficiency, Technology, and
Risk Management (Kluwer Academic), Deregulating Property-Liability Insurance:
Restoring Competition and Increasing Market Efficiency (The Brookings
Institution), and Global Insurance Markets: Between Global Dynamics
and Local Contingencies (Wharton). He is a co-editor of the Journal
of Banking and Finance and Associate Editor of nine other journals.
Dr. Cummins is a past-president of the American Risk and Insurance Association,
and has served as editor of the Journal of Risk and Insurance.
